Divorce when you've been in the dark about finances can paralyze you, but you can take control and get the info you need. When you're considering divorce but have zero access to financial information because your spouse manages everything, the whole idea of leaving can feel impossible. How are you supposed to make decisions about your future when you literally don't know what you have? I hear this exact fear almost every day from women who reach out to me. You're definitely n

So excited to be joining forces with C.D.F.A.and financial powerhouse Josephti Cruz! When you're facing divorce, the financial aspects often create the most anxiety. Not because they’re complicated (though they can be), but because they represent something much deeper: your future security, peace of mind, and ability to move forward with confidence. “Will I be okay financially?” “Can I keep my home?” “What will happen to my retirement?” These questions don’t just occupy your

This 20 minute conversation is packed with meaningful info for people navigating divorce after 50. In a recent insightful conversation, Divorce Prep Coach Alex Beattie of The Divorce Planner sat down with Michigan-based family law attorney Jorin Rubin to discuss the unique challenges of "gray divorce" – divorces occurring among couples aged 50 and older. Their conversation revealed critical insights about navigating divorce later in life, from financial considerations to le

Divorce brings a multitude of challenges, and navigating the complex financial landscape is often among the most daunting. When it comes to dividing assets and establishing new financial foundations, most people think primarily of attorneys, mediators, and perhaps financial advisors. However, there's a specialized professional who can make a tremendous difference in your divorce outcome, particularly when real estate and mortgages are involved: the Certified Divorce Lending P

Watch the above 20 minute conversation to learn expert tips for SAHMs facing divorce. Navigating Divorce as a Stay-at-Home Mom: Key Insights from Family Law Attorney Sharie Reyes Albers When you're facing divorce as a stay-at-home mom, the financial and legal landscape can feel overwhelming. Without your own income stream and possibly years away from career growth, divorce presents the stay-at-home mom unique challenges that working spouses simply don't encounter. In this rec

By actively engaging in divorce preparation, you reduce your anxiety and activate yourself to be a part of the process rather than a passenger. When you're proactive about preparing for divorce, you not only save time and money, you'll experience profound peace of mind about your future. In this comprehensive guide we'll explore how proper preparation can transform one of life's most challenging transitions into an opportunity for growth, empowerment, and financial stability.

Josephti Cruz breaks down what a CDFA does and how working with one during divorce is a game changer. When navigating divorce, most people focus heavily on finding the right attorney. While legal representation is essential, there's another professional who could significantly impact your financial future: a Certified Divorce Financial Analyst (CDFA). In our recent conversation with CDFA and wealth management expert Josephti Cruz of Cover Your Assets Divorce Financial Planni

Divorce can be a challenging and emotionally draining experience, often leaving a significant impact on your financial well-being. As a woman navigating life after divorce, it's crucial to take control of your finances and set yourself up for a stable and prosperous future. This comprehensive guide will walk you through strategies for financial recovery, tailored to women in their 30s, 40s, 50s, and beyond. We'll explore how to rebuild your savings, improve your credit, and s

Addressing the changes divorce has on your retirement plans is critical for your future financial health. Divorce can significantly change the landscape of one's financial future, especially when it comes to planning for retirement. A startling finding from the 2024 edition of MassMutual's annual survey on Social Security knowledge uncovered that more than four in 10 Americans nearing retirement age are unaware that divorced individuals can collect Social Security benefits ba

In this 20 minute video, Divorce Prep Coach and founder of The Divorce Planner Alex Beattie and had a eye-opening conversation with certified divorce financial planner and wealth management specialist Josephti Cruz of The Wealth Garden Financial Services about about uncovering hidden assets during divorce. Divorce is a journey that many navigate with a slew of questions about what the future holds. It's a period marked by change, discovery, and, importantly, the division